Apexfinance

Personal loan with bad credit score

Privacy center, online privacy

Online privacy informations

What about your online privacy
We may interact with you in a variety of ways online. From People finance websites, to our mobile apps, online services and presence on social media sites and apps—this Online Privacy Statement covers how People Financial Services treats your information.
Online privacy statement
Introduction

This Online Privacy Statement describes how People Financial Services (including People Bank and affiliates) treats your information on people-finance.com and the other websites on which this Online Privacy Statement appears (“Website”), as well as when you interact with us on social media sites and apps. For more information about privacy as it applies to your financial account, please see the Consumer Privacy Statement for the People finance product(s) you have.

About the informations we collect

Our Online Services collect information that identifies you, as well as online data about you.

Our Online Services collect Personal Information. We often collect your name, account number, User ID, and e-mail address; and we may collect other Personal Information when you use our Online Services. For example, our Online Services may ask for third-party bank account information to complete a funds transfer or our Mobile Apps may also ask for images of checks you wish to deposit. After you log in to our Online Services, we associate subsequent activity during that session to you.

Our Online Services collect online data. We may collect information about the browser, IP address, device (including device ID and advertising ID), and operating system you are using. We may look at what website you came from, what you view within our Online Services, and/or what website you visit when you leave us. We may collect your location using GPS, a cellular network location, Wi-Fi networks, browser services, or information you provide.

Our Online Services collect information in different ways.

Information is collected directly from you. We may collect your name, account number, User ID, e-mail address, or other Personal Information you submit to us when you use our Online Services. We also collect other information you submit through our Online Services, such as requests to enroll in offers and alerts, and what you write when you chat with a customer service agent. We collect information when you complete an online survey. We will collect information when you click a link.

We collect information about you from third parties, including social media sites and apps.

Our Business Partners and Service Providers may give us information about you. Additionally, we collect information about you when you interact with the People brand on social media sites and apps or other third-party websites, including but not limited to Facebook, Google+, Twitter, Pinterest, LinkedIn, Instagram and YouTube. Your use of such sites or apps and what information each social media site or app may share with us is subject to their privacy policies, terms of use, and privacy and advertising settings. Note: never disclose any personal financial information on any social media site or app.

How do we handle with your informations

We use information to respond to your requests or questions. For example, we may use your information to process an application or complete a transaction that you requested. We may also use your information to redeem your rewards or send you an alert you signed up for.

We use information to improve our products and services. We use information to make our Online Services better and to customize your experience with us. We may combine information we get from you with information about you we get from third parties and other offline sources. We use technology that allows us to recreate a customer’s browser session to resolve customer concerns or improve our Online Services. We may use information that we get online to help us manage your account. To learn more about our privacy practices for our financial services please read the Consumer Privacy Statement for that APEX product.

We use information for security purposes. We may use information, including your location information and IP address, to protect our company, our customers, and our Online Services from fraud, unauthorized transactions, claims and liabilities, and to manage risk. For example, if you have location services turned on while you are using the Mobile Apps, we may use your mobile location information to help identify potential fraudulent transactions.

We use information to communicate with you about your account or our relationship. We may contact you about your account or feedback. We may also contact you about this Online Privacy Statement or our Terms of Use. We communicate with you about your account and the services we provide to you. We use the contact information you provide to do this. It is your responsibility to keep your contact information current with us.

We use information for marketing purposes. We may use information we know about you from our Online Services, including your location information, to send you information about new products and special offers. These may come from us, our Business Partners, or our Service Providers. We may tell you about new features or updates we think you will like. We may also use push notifications on our Mobile Apps. Learn how to manage your choices for marketing communications.

When you visit our Websites , we may use information that allows us (or our Service Providers on our behalf) to send your computer or device targeted messages and offers. We may use passive technologies such as cookies, location information, device-level advertising and user identifiers, and pixel tags to uniquely identify your computer or device and the pages you view within our Online Services from time to time as well as to provide information to us and third parties about sites and apps you visit after seeing APEX ads or offers. Learn how you can control tracking tools.

We use information as otherwise permitted by law. We may use information in order to comply with the law. We may keep Personal Information as long as it is necessary or relevant for the practices described in this Online Privacy Statement or as otherwise required by law.

What we share

We will share this information within the People Financial Services family of companies. This includes People Bank as well as current and future People Financial Services subsidiaries or affiliates.

We will share this information with our Service Providers. For example, we share information such as your phone number or e-mail address with Service Providers who send texts or e-mails on our behalf. We may also share information with companies that operate or analyze our Online Services. We may share information with companies who perform advertising services on our behalf.

We will share this information with our Business Partners. We may share information with our Business Partners to fulfill offers you request or to use your rewards toward a purchase. If you click on a social media widget within our Online Services (for example, if you “like” us from our Website), we will share that information to the social media site or app.

We will share this information if we have to in order to comply with the law or to protect ourselves. We may share information to respond to a court order or subpoena. We may share it in response to a government agency or investigatory body request. We may share information when we are investigating potential fraud.

We may share this information with any successor to all or part of our business. If all or part of our business is sold we may be required to give our customer information as part of that transaction.

We may share this information with third parties at your request or with your authorization.

We may share this information for other reasons we may describe to you. Please see the Consumer Privacy Statement for the product(s) you have to learn more.

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